To understand what UU is, one needs to understand what the problem is:

The financial markets has always favored the wealthy. The bond market has a high entry threshold. Retail bank accounts pay a very low interest rate for those with little money, and a much higher rate to those with money. This phenomena extends to all asset classes.

UU solves this inequality in a unique way - it offers a universal Fractional Investment Ecosystem (FIE), where people with little money can invest and trade through crowd funding. The pooling of capital gives them the same benefits as the wealthy.